Everything mixed up
“I can no longer tell which expense is personal and which is business.”
Personal and business money management
Your personal and business money, finally clear.
Import your statements, snap your receipts and keep your contracts. Lura shows what comes in, what goes out and what is left.
No card · No commitment · Launch access
Sample data
In3 200
Out2 640
Left+560
Personal +560
Business +2 930
Receipt saved to Personal
Contract: reminder in 12 days
The problem
The problem isn’t earning money. It’s not seeing it clearly.
Paperwork everywhere
“Receipts are in my pocket, on my phone and in a drawer.”
No big picture
“Money comes in, but I can’t tell if I’m winning or losing.”
Forgotten commitments
“A contract renewed itself and I never noticed.”
The solution
Are you winning or losing? Lura tells you straight.
Lura adds what came in, subtracts what went out and shows your result, on the personal side and the business side.
ProfitLoss
Tap a month to see the detail
September · Result
+560Profit
In3 200
Out2 640
Last 6 months+1 200
Sample data
All your money. Two spaces. One clear view.
Separate when you need it. Clear when you want to see it all.
My life
Personal
Your private financial life: income, expenses, contracts and documents.
My work
Business
Your work: income, expenses, contracts and invoices. Add, edit and correct entries whenever you need, kept apart from your personal money.
Overview
Both worlds side by side, only when it makes sense to see them together.
Four simple steps, zero accounting.
Import
Upload a PDF, Excel or CSV from your bank and skip retyping it by hand.
Snap
Take a photo of a receipt or upload a PDF from your phone.
Choose
Personal or business? One tap and it lands in the right place.
Understand
In, out, left. No spreadsheets.
Take a photo. Pick Personal or Business. Lura files it in the right place.
Receipts, invoices, contracts and statements, connected to your money. Everything in its place when you need it.
Personal or business?
Saved in
Import your statement without rebuilding it by hand.
Upload a PDF, Excel or CSV from your bank. Lura separates money in from money out and flags an entry that was already recorded.
Don’t just see what you spent. See what is already committed.
Insurance, phone, rent, leasing, subscriptions. Amount, due date, renewal and reminders before they renew on their own.
Home insurance
38.50 / month
- Due
- 14.11.2026
- Renewal
- Automatic
Reminder before it is due
Internet and mobile
79.00 / month
- Due
- 02.03.2027
- Renewal
- Automatic
Reminder before it is due
Office rent
1 150.00 / month
- Due
- 30.06.2027
- Renewal
- Manual
Reminder before it is due
How much is already committed each month and how much is up to you.
Fixed and variable spending in plain view, so you start the month knowing your margin.
Monthly example · Personal
Fixed1 840
Variable800
Free560
In3 200
Out2 640
Left+560
Schedule datesSave themSend by email
Sample data
How much came in, how much went out and how much is left?
Your week, month and year on one screen. Schedule the dates, save each summary and send it by email whenever you like.
M
Marta R.Your accountant
Read-only
Access for your accountant
Invite them with a link. They see what you see and can’t change anything.
Export
PDFExcelCSV
Weekly, monthly and yearly summary
Receipts and statements sorted
Personal and business kept apart
Sample data · Soon
Spare your accountant a heart attack: hand over everything clear and on time.
No more shoebox of receipts on deadline day. With Lura everything arrives tidy, split between personal and business… and without drama.
SoonRead-only access for your accountant, with your permission.
For anyone who wants to understand their money.
Individuals
Organise your spending and commitments without effort.
Freelancers and self-employed
Keep life and work apart and know what you really keep.
Small businesses
Income, expenses and contracts at hand, in one place.
Multilingual and multi-currency
Speaks your language. And your money’s.
Lura speaks Spanish, Portuguese, French, English and Italian, and works with several currencies: CHF, euro, US dollar and Brazilian real. Each version is complete in its own language.
€ EUR$ USDCHFR$ BRL
Tap a language to try it.
Your data, under your control.
Lura is not a bank and never moves your money.
Secure access
Sessions protected by secure cookies, closed when you change your password. Sign in with Google or email.
Active protection
Defences against repeated login attempts and forged requests.
Your data is yours
Only you see your information. You share with your accountant only what you choose.
You import, you decide
For security, Lura does not connect to your bank yet: you upload your statements and never share your banking credentials.
Lura grows with you.
What works today and what we are building next.
Today
- Income, expenses and categories, personal and business
- Receipts from your phone: photo or PDF
- Contracts with due-date reminders
- Statement import in PDF, Excel and CSV
- Summaries you can schedule, save and email
- Five languages and four currencies
Clients and invoicesSoon
Create invoices and track paid, open and overdue ones.
Several activitiesSoon
Each business with its own numbers and a combined view.
Investments and propertySoon
Stocks, ETFs, crypto, gold and rentals in one place.
Optional tax moduleSoon
A module you switch on only if you need it.
Accountant accessSoon
Read-only, with your permission.
Bank connectionSoon
It will come later, as an option, once security is where we want it.
Start free. Grow when you need to.
30 days free for everyone joining now, no card needed. You pick a plan once you are convinced.
Start
My life
CHF8.90/ month
- Income, expenses and categories
- Receipts and documents
- Contracts with reminders
- Summaries and charts
Pro
My life + my business
CHF29.90/ month
- Everything in Start
- Business space and Overview
- Business contracts and invoices
- Export for your accountant
- Invoicing and clientsSoon
Premium
My life + my businesses + my wealth
CHF49.90/ month
- Everything in Pro
- Several activities and businessesSoon
- Results per activitySoon
- Investments and propertySoon
Prices in CHF, taxes included. Launch pricing: it may evolve. Are you an accountant? A Partner plan is coming later.
Frequently asked questions
Do I need to know accounting?
No. Lura asks simple things, like whether an expense is personal or business, and handles the rest.
What happens when the 30 days end?
Before they end you can pick your plan. Your data stays yours and you can export it whenever you like.
Does Lura replace my accountant?
No. It helps you arrive with everything in order when you talk to them.
Can I use it on my phone?
Yes. It works in your phone’s browser, can be installed as an app, and lets you upload receipt photos or PDFs on the spot.
Is my data safe?
We use secure sessions and attack protection, and we never move your money. Your data is yours alone and you share with your accountant only what you choose.
Does it work in several countries?
Yes. Lura works in 5 languages (Spanish, Portuguese, French, English, Italian) and with several currencies: CHF, EUR, USD and BRL.
Can I connect my bank?
Not yet, and on purpose: we put your security first. Today you upload your statements as PDF, Excel or CSV and you decide what to share. Bank connection will come later.
At last, you know what is left.
Open your account, import your first statement and start seeing your money calmly.
Start my 30 free days